There are some easier ways to help the first time buyer to buy a property.
One of the way is call "Rent to Buy" scheme.
The buyers just pay an agreed amount of rent, which will be deducted from the full house purchase price, therefore when the buyer is ready to buy the house, the deposit required will be smaller.
Please read the article below for further details
An Easier Way To Take The Initial Step Onto The Property Ladder by Oliver Darraugh

